Simplify To Save

Saving money the simple way
April 12th, 2012 by Amanda Jayne

My Big Move…To My Personal Malden Filofax!

(Psssst…this is just a teaser! Real post here.)

Well hello there, long time no posting! It’s a pleasure to be back…and since I have been promising this for a long, long time, I thought my first return post would be about my Filofax.

Many moons ago, I did a three post series about my Finsbury and how I was using it. Many commented to me that they liked the layout but thought that the A5 was too big for them. Too big? I laughed, full of myself. I can do it! I love hauling around a ten pound Filofax everywhere I go!

Fast forward through two moves, to North Carolina and back to Michigan, two job changes on the Hubby’s part, and add in a pregnancy, and I am singing a different tune.

That thing was just too darn big.

I had been admiring all the Maldens that I had seen around, mainly on Philofaxy, and I really wanted one. What was a girl to do? I sprung for the personal Malden in Vintage Pink, sold my trusty Fins on Ebay, and stuffed all that info into a personal.

It’s been a bit rocky, and I can’t say that I haven’t missed the space of the A5 from time to time. I simply loved that week on two pages layout! But I had to be practical, and the A5 just didn’t seem necessary. The size made it unusable and there were times I was leaving it at home-what’s the use of a Filo I’m not using? So I have moved into my pink beauty…and I’m loving it!

 

 

 

 

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November 21st, 2011 by Amanda Jayne

Monday Mix 11/21/2011

Playroom Art Display

I know I’ve talked before about how much I love Jen’s blog, IHeart Organizing. It’s full of inspiration at every turn, and I’m amazed that anyone with three small boys can still look that good! This week she’s highlighted a surprisingly easy project that she did to display her kids artwork in their new playroom.

 

Tackling Paper & Piles

Another great post from Homefries. I feel like this article could have, and probably should have, been written by me. The similarities between her kitchen counter and mine are scary.

 

Secondhand or Bare Bottom

I am in love with this site, which I discovered through Pinterest. Her goal is to only wear clothes that she has bought or received secondhand. Except underwear. I hope. Anyway, I love it! She looks stylish and modern, and not at all like she’s wearing other people’s discards…which is what a lot of people think of when they picture a thrift store. I’m a big “fashion blog” reader, believe it or not, but the suggestions are often a bit pricy. Even the inexpensive options are, well, too expensive. I love seeing that Abbie can put together a cohesive outfit without spending more than $10-$20…often less.

 

Why We Don’t Start School at 8 AM

Simple Homeschool has such a nice, balanced view of homeschooling. Since we are planning to homeschool our kids-and have already started, to some extent-I really enjoyed this article.

 

 

 

 

 

 

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November 14th, 2011 by Amanda Jayne

Monday Mix 11/14/2011

The first mix since moving to NC! I find that with a combination of moving, being without internet for a month, being without a home for three weeks, and getting settled, my blog reading has seriously declined. Who would have thunk it?? So my links may be a bit sparse for the next few weeks until I’ve gotten myself back up to speed.

 

Modern Day Etiquette Podcast

This is what I’m listening to right this very moment. I don’t know why it’s taken me so long to get into podcasts, but I’m seriously loving them recently. Instead of just listening to music or the tv in the background while I’m working (be it cleaning, folding laundry, or actually working, ha) I find a good podcast to be the perfect companion.

I have been following the Homefries website for the Simple Mom podcasts, but today this episode by Joy the Baker caught my attention and I thought the subject was great. All about etiquette in the modern world-do you friend people that you just met on Facebook? What do you do when people unfollow you on Twitter? Interesting topic.

 

ModCloth

I’m blaming this one on my sister in law. After I saw her “Like” ModCloth on Facebook, I just had to check out the website. Becka has great taste, what can I say? The clothes, accessories, and home extras are beautiful, reasonably priced, and timeless. I love the clean modest look that doesn’t veer into dowdy. And who could resist this set of elephant salt and pepper shakers? I feel like I could spend all day on the site, adding things to my wish list. Sigh.

 

The Krazy Coupon Lady

 

With my recent move, we are now in a larger area with more stores, deals, sales, and coupons. I’m taking full advantage of this money saving opportunity! But matching the coupons…to the sales…to the rebates…it can all get very tiring.  And more importantly, time consuming. I’ve started using this website to check out the weekly deals for my local stores, which really eliminates most of the work I have to actually do. You merely check the site for the post about the store you want to visit, clip/print/grab the coupons you need, and hop in the car. Easy peasy. (Psst…they also have a book.)

 

 

 

 

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October 31st, 2011 by Amanda Jayne

Moving In And Moving…Down?

 

Moving has given us the opportunity to take the kids to the zoo for the first time! (photo by Danielle Rowe)

I won’t use the term “moving up” because we just plain haven’t! Not only have we downsized drastically, we have also moved south, or down in my mind. So moving down it is. The last couple months have been busy busy busy around here, but I hope to soon be back with regular posts.

In the upcoming weeks you can look forward to posts about:

  • My adventures learning the “drugstore game”, shopping with coupons and reducing our budget
  • Decorating and furnishing our home on a budget
  • Organizing and simplifying what we have
  • A financial update
  • Personal updates about our weekend outings
  • A series about cloth diapers
  • My participation in Nanowrimo (this will be my first time participating since 08, and since having children)
  • Monday Mix links
  • A Filofax update

Stick around, enjoy and comment often!

 

 

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September 16th, 2011 by Amanda Jayne

Downsizing, The Update

Hey, come here. No, closer. Closer. Would you like to know a secret?

It’s a big one.

There is a reason for my sudden disappearance from blogland. I’m not going to claim it’s a good reason…but it’s a reason nonetheless.

Surprise, we’re moving!

 

I know I wrote about it here, and I’ve talked about our downsizing plans since then, but now it’s for real. And that makes it very busy and disorganized around here!

 

 

My husband Tim, aka the Helpful Hubby, was hired at a job located in North Carolina. Remember that we are waaay up north in Michigan? Yup. So the idea of “downsizing” just turned into a necessity! Do you know how expensive it is to transport large amounts of furniture and boxes across the country? It’s not cheap, that’s for sure.

Right now we are tying up loose ends and packing, packing, packing. Our house has not sold, so we are looking into renting it. Yet another reason that it’s easier to own less stuff! If we didn’t have this house to worry about, moving would be so much simpler.

Our current plan is rent a small townhome while we get established and learn the area. Eventually, we would love to be able to rent a home with a yard, but we will cross that bridge when we come to it. Buying a home is not in our future-especially since we still own this home in Michigan. We want to keep life simple and be free to relocate again in the future, should the opportunity arise.

The goals for our future are the same as always. Keep life simple and focus on what’s important. We are excited for this new chapter in our lives, and we’re looking forward to getting settled!

I'm looking forward to a real file cabinet, not a box.

 

 

 

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August 8th, 2011 by Amanda Jayne

Monday Mix 8/8/2011

Happy Monday! Due to the road construction that is literally on my doorstep, we’re having an inside day. Very low key after a busy week! Here’s a few posts that I enjoyed this week. And as for Simplify To Save, the next few days will bring a post about scrapbooking, an update on our moving/downsizing situation, and-hopefully-a little post about our planned bathroom redo. Stick around!

 

 

Battling the Urge to “Keep Up With The Joneses”

One comment on this post mentions how we don’t realize how much our stuff weighs us down until we get rid of it. I had a yard sale last week and it’s unbelievable how much lighter I felt on Saturday afternoon-cash in your pocket is a lot lighter than clutter in your house!

Five Awesome Ways to Grow as a Blogger

I still feel pretty new at this blogging thing, even though I’ve been doing it almost a year now. Mom Writes is a really good blog and I’ve been enjoying it! This article had a lot of good points and I find myself rereading it. I’m looking forward to the rest of the series!

The Blog Standard & The Whole Picture

Very good article! It’s easy when you’re reading other blogs (not this one, obviously…no perfection here) to get caught up in the idea that these people practice everything they preach and have the perfect life. The reality is quite different.

Ten Reasons to Escape Excessive Consumerism

I love the Becoming Minimalist blog! Joshua and his family offer such a balanced view of simplifying and minimalism, something that families with kids can really appreciate.

 

Also, am I the only person who uses Safari and just discovered the reading list feature? In. Love.

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August 6th, 2011 by Amanda Jayne

10 Tips For Having A Successful Yard Sale

It’s summer, which means yard sale season! I love the thrill of the chase, planning out my strategy, getting up early, bargaining for the lowest price. Perhaps that’s why I have such an excess of stuff in my life right now. Since we are considering moving, we’ve had to drastically pare down our belongings, and having a sale is a good way to turn extra stuff into cold hard cash. This past weekend we had our second yard sale of the summer, and hopefully our last for a long time. I’m working hard to make sure we never have this many extra belongings ever again. From my vast yard saling history (yes, saling, not sailing, don’t get confused) I’ve come up with a list of 10 tips for having a great yard sale-combining my experience in being both the shopper and the seller.

 

  • Be prepared

When you give a yard sale, there are a lot of things to consider and prepare. Make sure you are organized and ready for the day of the sale. Prepare as much as you can beforehand-if you have a garage and you can set up ahead of time, do it! Don’t wait until the last minute to be pulling things out of your house, and don’t think that you will have enough time the day of. You never will!

Plan ahead not only for your sale but for your family. Make sure you have snacks for your neglected loved ones, as you’ll be busy all day. Make sure that your schedule is clear and you can devote all your time to your sale.

Get change! Make sure you have enough small bills and coins to make change for the first sales of the day.

And remember to be ready for the flashlight people-the ones that come so early, you’ll swear they were waiting all night at the end of your driveway!

  • Advertise

People can’t buy if they don’t know where to go! This is the single thing that can make or break your sale. Look into the different options for advertising, and utilize as many as possible.

The local newspaper usually has a spot for ads, and may also offer a complimentary yard sale kit with price stickers and signs. Put up ads around town. Look into the online options as well-my community has several online groups and social sites devoted to advertising sales.

Network with other families and sales. If you notice that your neighbor is also having a sale, ask if they will direct people to your sale in exchange for you sending people there. Check to see if your town has a designated yard sale day that you can participate in. Plan to have a sale on the same day as your neighbor. Anything you can do to let more people know is a good thing!

Finally, put up signs with big arrows pointing toward your house. Some yard sale aficionados don’t look for ads, they merely drive around until they see a sign. Make your signs large and clear, and place them in highly trafficked areas. Include the dates and address in clear lettering, and make sure to remove the signs when the sale is over.

  • Have a good location

Sorry to tell you, but if you live in the middle of nowhere it doesn’t matter how much you advertise. People just don’t like to drive to the boondocks to buy your used bowling ball, so you have to take it to them. Do you have a friend who is willing to let you set up shop in their yard? Could you participate in a community sale? Look for ways to get your stuff to the people.

Once you have your location, dress it nicely. Put big ticket items out front, and create a little section of “man stuff” that is visible from the road. Make your sale look bright, cheerful, and inviting. Place a variety of items close to the road where they can be sighted during drive bys. And if all else fails, wave cheerily and call out a greeting as people creep by checking out your sale. Guilting buyers into parking and getting out of their cars is not a bad thing.

  • Choose your time wisely

Do a little research before you decide on the time of your sale. Ask friends who have had successful sales, and consider when you see most sales happening. When I was growing up, my mom always had her sales on Saturday morning and Sunday afternoon. Good for that time and place, but in my current location, Friday afternoon is the hot time. People love sales that run into the evening on Fridays, and aren’t so excited to visit on Saturday morning.

Make sure you choose a good date, as well. Will there be construction, a major event, or other impediment for people coming to your sale? Are they predicting rain for the weekend of your choice? If so, you better pick another day.

  • Get help

You can’t do this alone! Well, you could, but it’s way more fun with company. From the setting up to the adding up to the tearing down, yard sales are better with company. Having a wingman will ensure that you always have another person around if you need to run inside for a minute, and they can help you watch over the cash and items. It’s an unfortunate fact that theft does happen at sales, and it’s always good to have someone to back you up.

  • Price your items right

Remember that you want to get rid of these items! You may have paid $100 for that set of dishes, but the hard truth is that it’s not worth that much at a sale. It hurts but you need to make sure you are pricing items appropriately to get folks to buy them.

It’s very important to price your items ahead of time. You will not have time to do it the day of the sale!  Having items that are unpriced is a sure way to get less money out of your stuff. Some shoppers will ignore unpriced items-they don’t want to bother tracking you down and asking you. Others will use your disorganization to their advantage and try get items for less than they are worth, either by catching you in a busy moment or grabbing a large amount of items and offering a low price, hoping you won’t realize what they have. Save time and frustration by pricing each item or writing up a large sign with a master price list.

  • Bring your game face

Seriously, are you ready? Yard sale shoppers can smell a timid seller from two streets away, and they will try to bully you into letting them set the prices. Be ready and willing to bargain, and know what price you will stand firm on. You are going to be selling your stuff, but it does have some value. Don’t just give things away-unless you just have garbage, and if that’s the case, why are you having a sale?

  • Think outside the box

Some people think that certain things just can’t be sold at a sale, and that’s just not true. At my last sale I advertised home office supplies-I had people showing up hours early asking for specific notebooks and folders. Look carefully at your belongings and pick out some things you may not initially think of. Plants, extra scrapbooking supplies, even cleaning products are all big sellers.

  • Be organized

Nothing turns people off more than driving up to a sale and seeing that the owners have merely set out boxes of stuff for you to sort through. Think of your sale as being a real store and set it up accordingly. Group items by type and size, and use down time to refold clothing and organize other items. Make things look appealing and they will invite your buyers to shop, not scare them off.

  • Have enough stuff

Okay, I know I said in the last point that nothing turns people off more than disorganization, but I’m taking that back. What really bothers buyers is when there is nothing. To. Buy. They have come to your house expecting a sale, and they want things to purchase. If all you have is a card table half full of clothes and an end table, a sale you do not have. Find a couple friends and get enough stuff together. Make sure you have enough to encourage people to get out of their cars and onto your property. Big ticket items, such as furniture, are not necessary but are strongly encouraged.

What tips do you have? Are you an avid yard sale shopper, or are you never out bargaining at 7am? Share in the comments!

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August 4th, 2011 by Amanda Jayne

It’s Simple: Giving Up Diet Coke

I gave up diet coke. Shocking? Yes, because I was a junkie. I was one pop top away from injecting the stuff into my eyeballs. It was getting bad. I was up to drinking over 40 cans a week. A week! If you do the math, you will figure that out to be about 6 cans a day. I’m cringing as I type this.

Then, one day, I was tallying up the expenses from the month. I realized that although I was cutting back in other areas-using coupons, planning meals, trying to stick to a budget-I still found a way to spend around $50 a month on my habit. We decided long ago that eating out was too expensive for our budget right now and that we would only do so on special occasions. But for the price of my brown sludge, we could have been dining out at least once a month!

Some serious changes were in order. Since I have no self control, I made my helpful hubby be the bad guy. He ordered me off the stuff and declared that I had to make my stash last three months. He even helpfully (hence the name) selected a date in my Filofax and noted that as the day I could indulge and buy more.

I’ve been off my diet coke for almost two months now, and although it wasn’t pleasant to begin with, I’m feeling much better now. I’ve lost weight, I’m drinking more water, I have more cash, and I know I’m doing something good for my body. The major drawbacks were the cravings and the headaches, but those have long passed. When I visit others and they offer me a soft drink, I may accept, but I find that the taste is not the same. There is a strange heavy feel in my mouth, and I realize that I’m actually craving the cool and pure taste of water.

With my savings, I bought a nice water filter for my fridge and made it my goal to drink the contents every day. Although my weight initially went up, I assume from the amount of snacking I did when I didn’t have a can to wrap my hand around, it has gone back down now. The water I drink now has helped my complexion and my waistline-I’ve lost a few extra pounds. And there’s that extra $50 in my pocket, which is nice. I’m not a doctor, so I can’t get too preachy about the health benefits, but I know that drinking water is way better than a processed soft drink with caffeine.

So what’s my point? I’m not telling you to give up soft drinks-what you put into your body is your business. What I’m saying is that you should revaluate your priorities. Do you have something in your life that you are over indulging in? Do you spend money on something when another, more valuable area suffers? Is your time spent on a useless activity when you should be with your family? We all make choices every day about how we spend our limited time, money, energy, etc. Make sure you are making the right choice.

 

Let me hear from you! Have you made a simple change in your life that gave you big results? Share in the comments!

 

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August 1st, 2011 by Amanda Jayne

Monday Mix, 8/1/2011

It’s a busy week at our house, as our family has been hosting family, having a yard sale, and still preparing for the possibility of a move. Coming up this week is a post about having a successful yard sale, and another about the one simple thing I did that has saved me $50 a month, improved my health, and helped me lose weight. Until then enjoy a couple articles that I found interesting this week!

 

 

 

Minimalism Our Way

I found this article very interesting and inspiring. In my quest to simplify our lives, I’ve really enjoyed reading a lot of articles about minimalism–but I often find that they are too extreme for my taste. This post really encourages you to do what is best for you in your situation.

 

 Mothering Through The Storm

Oh my. I read this post the same day that my pipes broke and water was dripping into my foyer. I felt like my day was just falling apart-but this really put things into perspective. A great read.

 

 

 

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July 27th, 2011 by Amanda Jayne

Simplifying The Hard Stuff: Paring Down Your Personal Papers

Have you ever wondered what 18 years of obsessive journaling, notetaking, and letter writing looks like?

Possibly like this:

And this:

And even a little something like this.

That’s a lot of papers. And I’m strangely attached to the pile, even though I never look at it. But with our impending relocation, we may very soon have to pack up every single item in our house and cart it across the state, country, or (probably not) world. So a little simplification was in order.

That pile contains a lot of memories for me. It’s got all of my journals, datebooks, and notes from the past 18 years. There have been times when they’ve been invaluable, confirming the date of an event or a forgotten name. I love being able to look back and read letters or email conversations from dear friends.

But…the problem remains. That is a huge pile and something has to be done to pare it down.

I sorted through every single item in that stack and ruthlessly eliminated things. It’s a hard balance to achieve-I want to keep things that my kids might like to have someday, but I don’t want to burden them with worthless pages of to do lists. Here are a few crazy things I came across:

Folder of wedding notes

 

My first "official" diary

 

A very secret diary, from when I was around ten years old

A very secret diary, from when I was around ten years old

 

A mysterious code I invented at around 12...it gives me a headache trying to read it now!

 

There are a lot of things in this pile that I really wanted to keep. I do want my children to read some of these books someday…but some of it is very personal, and I wouldn’t want it to see the light of day for a very long time. And some was just trash!

Hours of sorting later, I was left with this:

Still a pretty big pile, but much more organized that before. I’ve decided that these journals and papers are just something that I’m not prepared to part with, and I’m okay with that. My goal in simplifying is not to force myself to get rid of items that I want, but to focus on what I actually love and need.

In conclusion, a few tips for getting sorting through old papers:

(Note: This is only for personal papers. I haven’t the faintest idea about items such a wills, financial papers, or other such legal documents. Disclaimer over and out.)

  • Decide what is important to you
It doesn’t matter a fig what other people want you to keep! If you think that having a certain receipt or note is important, keep it!
  • Be balanced
Keep what you think is important, but don’t go overboard. The receipt from your honeymoon suite? A lovely memento. The receipt from buying milk last week? Not so much.
  • Look over things carefully
I found numerous notebooks that were only half full, and some empty books that just had slips of paper tucked in them. This isn’t a project to rush. You kept these things for a reason, take the time to look them over.
  • Get rid of what you don’t need
Like I said, I found several notebooks that were only half full. I tore out the extra sheets for my son to draw on, and that substantially reduced the amount of paper I had to keep.
  • Think about the long term
If you are serious about keeping these items, make sure that they are stored well and will be able to stand up to the test of time. Think ahead and buy archival quality paper to keep your future writings on. For papers that are already degrading, consider taking steps to preserve them, or simply transcribe or photocopy the pages.
I’d love to hear from you! Do you keep personal diaries or notes? How do you preserve them? Share in the comments!
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