Simplify To Save

Saving money the simple way
May 14th, 2012 by Amanda Jayne

Monday Mix 5/14/2012

Happy Monday everyone! It’s a bright and sunny day here in Michigan, a nice change from all the pouring rain and cold weather we’ve been having. Spring? Are you finally here?

A couple things I enjoyed this week:

10 Homemade Kitchen Cleaners

As we move toward simplifying our home, as well as saving money, I’m trying to make more things from scratch. I was so excited to get a dishwasher when we moved into our new place-but have you seen the price of dishwasher detergent? YIKES! This recipe is at the top of my list to try.

7 Reasons Your Kitchen Counters Are Cluttered

You got me! My kitchen counters are always covered in a mix of random items, that really only serve the purpose of getting in my way. When you have a small kitchen anyway, you have to be super diligent!

 

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April 23rd, 2012 by Amanda Jayne

Monday Mix-4/23/2012

A few things I loved this week!

The Kommandant’s Girl and The Diplomat’s Wife, both by Pam Jenoff. Seriously, I loved these books! I read them both within two days, and I’m now on the lookout for more Pam Jenoff novels. (Note: Amazon affiliate links in use)

How We Meal Plan For Our Clan

I’m pretty sure I link one of Jen’s posts every time I do a Monday mix, but this one about meal planning was really interesting and inspiring. It’s similar to the way I do things but I got a few tips as well! Planning out your meals can really save you a lot of time and money, and it only takes a short chunk of time every week.

Craigslist 101

This is an older article, but I just reread it this week and it had TONS of great info. If you live in an area where you can buy/sell on Craigslist, this is a great starter guide.

10 Easy Natural Household Switches

I’m always looking for ways to care for our household in a more natural way-and this post has an extremely easy, comprehensive list of places to start. More natural and most will save you some cash too.

 

 

 

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April 13th, 2012 by Amanda Jayne

Inside The Malden

Ah, don’t worry! I wasn’t going to leave you hanging. After my teaser yesterday, I was fully intending to share with you the in depth details of how I have set up my Filofax Malden. I just like a bit of suspense now and again.

My setup is very similar to the way I had it in my A5-with the most notable differences being in the finance section and the calendar. I’ve moved to a day per page calendar-which is awesome, by the way-and I’ve gotten a fold out year on a page to keep track of my finances. This works much better than the crazy sticky note thing I had going on before.

I’ve kept some of my A5 dividers, but I’ve cut them down so as to accommodate the new size. The dividers themselves are nothing special, I’ve spiffed them up a bit with scrapbooking paper but that’s it.

I have five dividers-one is in the collage twice, that’s how much I like it. That or it’s an error that I can’t figure out how to fix. Anyway! Upon opening the Filo, I’m greeted with a lot of…stuff.

On the left, I have some miscellaneous papers that I need to keep track of and a few organizing goodies-some stick on pockets and the zip pocket contains paperclips. The pocket on the right is a bit of an experiment. I just added it yesterday in hopes that it would work for my needs, which it seems to be doing so far. I wanted it there as an easy place to keep track of my grocery list and coupons, and although it’s a bit thick it seems to be working out okay. This way I know that I won’t forget either when I head to the store.

Behind the pocket, there are a few pages of info, my registration sheet, my personal info, my sticky note insert, and a few blank note sheets.

My first tab is titled “Money”, and if you can’t figure out what that means, you need to be reading another blog. There is no help for you here.

I don’t have a lot of info behind this tab, and I’ve considered possibly eliminating it-but then where would I put those few sheets of info? I’m in a quandary. There’s some budget info, a list of our monthly bills, but most importantly I have a year on one page fold out calendar that I use to keep track of our bills.

This is a pocket size, which is quite silly actually. It was intended to go into a pocket Piazza that I bought with the deluded idea that I could downsize further, which obviously never happened. I hated the pocket size but I love the year on one page, so since I already had it I figured I might as well use it. (Psssst….if you are interested in a blue pocket Piazza….I have one listed on Ebay right now. Go for it!) This fold out setup is wonderful for bills-I need a very small space to note the company and amount due, and it’s extremely helpful to be able to see the entire month alongside the other months.

The next tab is titled “Home”, which is where I keep track of my daily, weekly, and monthly tasks, as well as a daily routine. I store these in clear plastic pockets, so if I desire I can cross things off using a dry erase marker without ruining the list itself.

Behind that is my “Kids” tab, which is not used very often but is indispensable when I do need it. My kids are little so I don’t have any schedules, lessons, etc to keep track of, but I do keep a running list of clothing needs and a few notes about homeschooling resources. The main use of this tab is to have a space to keep track of their medical record. I have written down all of the information from each pediatricians’ visit they have gone on-weight, height, and percentile. I also have a few extra notes, such as the date my daughter was diagnosed with epilepsy and the date we found out that my son was allergic to amoxicillin. This is an easy way to not only compare their growth, but also is important if anything should ever happen to me. Sure, my family knows the basics of the kids’ medical problems, but if I were ever to be incapacitated for a length of time the grandparents could access this info and get the details. It’s also helpful when switching pediatricians.

Now we get to the meat of the Filofax! The schedule tab is last, and I keep track of a lot of information on my day on a page planner. I have appointments, reminders, to dos, and my menu plan on these pages. I do color code, but it still gets a bit confusing at times.

You can see on the left hand page that I have an errand day planned for today, thus it is highlighted in gray. I have a separate grocery list but I do keep a running list of little things I want to keep an eye out for, such as a new ironing board. I’ve also got a short to do list of errands. The sticky notes are shoved in there, and are not written directly on the page mainly I want to be able to remove them later.

On the right is a good example of my menu plan, which I really should do a post on sometime soon. I mainly plan for the breakfasts and evening meals, and leave the mid day meals up in the air. I buy a few basic items for lunches and otherwise we just have leftovers, so I really don’t need to write that down.

This set of pages, for the beginning of May, shows a bit how I plan in advance. I plan meals twice a month and write them out on the page so I know exactly which groceries to buy when I go on my semimonthly shopping trips, the next of which is scheduled for May 1st. The blue flag at the top is there so I can easily flip to the beginning of each month.

Finally, the very end of the Filo has a few business card pages (containing business cards, shocker) and a plastic envelope that holds stamps.

There you have it, my personal Malden setup. It’s working for me now…but in studying these photos, I see a lot of room for improvement. Perhaps another reorganization is in my future? Hmmm..the possibilities!

 

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April 12th, 2012 by Amanda Jayne

My Big Move…To My Personal Malden Filofax!

(Psssst…this is just a teaser! Real post here.)

Well hello there, long time no posting! It’s a pleasure to be back…and since I have been promising this for a long, long time, I thought my first return post would be about my Filofax.

Many moons ago, I did a three post series about my Finsbury and how I was using it. Many commented to me that they liked the layout but thought that the A5 was too big for them. Too big? I laughed, full of myself. I can do it! I love hauling around a ten pound Filofax everywhere I go!

Fast forward through two moves, to North Carolina and back to Michigan, two job changes on the Hubby’s part, and add in a pregnancy, and I am singing a different tune.

That thing was just too darn big.

I had been admiring all the Maldens that I had seen around, mainly on Philofaxy, and I really wanted one. What was a girl to do? I sprung for the personal Malden in Vintage Pink, sold my trusty Fins on Ebay, and stuffed all that info into a personal.

It’s been a bit rocky, and I can’t say that I haven’t missed the space of the A5 from time to time. I simply loved that week on two pages layout! But I had to be practical, and the A5 just didn’t seem necessary. The size made it unusable and there were times I was leaving it at home-what’s the use of a Filo I’m not using? So I have moved into my pink beauty…and I’m loving it!

 

 

 

 

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November 21st, 2011 by Amanda Jayne

Monday Mix 11/21/2011

Playroom Art Display

I know I’ve talked before about how much I love Jen’s blog, IHeart Organizing. It’s full of inspiration at every turn, and I’m amazed that anyone with three small boys can still look that good! This week she’s highlighted a surprisingly easy project that she did to display her kids artwork in their new playroom.

 

Tackling Paper & Piles

Another great post from Homefries. I feel like this article could have, and probably should have, been written by me. The similarities between her kitchen counter and mine are scary.

 

Secondhand or Bare Bottom

I am in love with this site, which I discovered through Pinterest. Her goal is to only wear clothes that she has bought or received secondhand. Except underwear. I hope. Anyway, I love it! She looks stylish and modern, and not at all like she’s wearing other people’s discards…which is what a lot of people think of when they picture a thrift store. I’m a big “fashion blog” reader, believe it or not, but the suggestions are often a bit pricy. Even the inexpensive options are, well, too expensive. I love seeing that Abbie can put together a cohesive outfit without spending more than $10-$20…often less.

 

Why We Don’t Start School at 8 AM

Simple Homeschool has such a nice, balanced view of homeschooling. Since we are planning to homeschool our kids-and have already started, to some extent-I really enjoyed this article.

 

 

 

 

 

 

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November 14th, 2011 by Amanda Jayne

Monday Mix 11/14/2011

The first mix since moving to NC! I find that with a combination of moving, being without internet for a month, being without a home for three weeks, and getting settled, my blog reading has seriously declined. Who would have thunk it?? So my links may be a bit sparse for the next few weeks until I’ve gotten myself back up to speed.

 

Modern Day Etiquette Podcast

This is what I’m listening to right this very moment. I don’t know why it’s taken me so long to get into podcasts, but I’m seriously loving them recently. Instead of just listening to music or the tv in the background while I’m working (be it cleaning, folding laundry, or actually working, ha) I find a good podcast to be the perfect companion.

I have been following the Homefries website for the Simple Mom podcasts, but today this episode by Joy the Baker caught my attention and I thought the subject was great. All about etiquette in the modern world-do you friend people that you just met on Facebook? What do you do when people unfollow you on Twitter? Interesting topic.

 

ModCloth

I’m blaming this one on my sister in law. After I saw her “Like” ModCloth on Facebook, I just had to check out the website. Becka has great taste, what can I say? The clothes, accessories, and home extras are beautiful, reasonably priced, and timeless. I love the clean modest look that doesn’t veer into dowdy. And who could resist this set of elephant salt and pepper shakers? I feel like I could spend all day on the site, adding things to my wish list. Sigh.

 

The Krazy Coupon Lady

 

With my recent move, we are now in a larger area with more stores, deals, sales, and coupons. I’m taking full advantage of this money saving opportunity! But matching the coupons…to the sales…to the rebates…it can all get very tiring.  And more importantly, time consuming. I’ve started using this website to check out the weekly deals for my local stores, which really eliminates most of the work I have to actually do. You merely check the site for the post about the store you want to visit, clip/print/grab the coupons you need, and hop in the car. Easy peasy. (Psst…they also have a book.)

 

 

 

 

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October 31st, 2011 by Amanda Jayne

Moving In And Moving…Down?

 

Moving has given us the opportunity to take the kids to the zoo for the first time! (photo by Danielle Rowe)

I won’t use the term “moving up” because we just plain haven’t! Not only have we downsized drastically, we have also moved south, or down in my mind. So moving down it is. The last couple months have been busy busy busy around here, but I hope to soon be back with regular posts.

In the upcoming weeks you can look forward to posts about:

  • My adventures learning the “drugstore game”, shopping with coupons and reducing our budget
  • Decorating and furnishing our home on a budget
  • Organizing and simplifying what we have
  • A financial update
  • Personal updates about our weekend outings
  • A series about cloth diapers
  • My participation in Nanowrimo (this will be my first time participating since 08, and since having children)
  • Monday Mix links
  • A Filofax update

Stick around, enjoy and comment often!

 

 

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September 16th, 2011 by Amanda Jayne

Downsizing, The Update

Hey, come here. No, closer. Closer. Would you like to know a secret?

It’s a big one.

There is a reason for my sudden disappearance from blogland. I’m not going to claim it’s a good reason…but it’s a reason nonetheless.

Surprise, we’re moving!

 

I know I wrote about it here, and I’ve talked about our downsizing plans since then, but now it’s for real. And that makes it very busy and disorganized around here!

 

 

My husband Tim, aka the Helpful Hubby, was hired at a job located in North Carolina. Remember that we are waaay up north in Michigan? Yup. So the idea of “downsizing” just turned into a necessity! Do you know how expensive it is to transport large amounts of furniture and boxes across the country? It’s not cheap, that’s for sure.

Right now we are tying up loose ends and packing, packing, packing. Our house has not sold, so we are looking into renting it. Yet another reason that it’s easier to own less stuff! If we didn’t have this house to worry about, moving would be so much simpler.

Our current plan is rent a small townhome while we get established and learn the area. Eventually, we would love to be able to rent a home with a yard, but we will cross that bridge when we come to it. Buying a home is not in our future-especially since we still own this home in Michigan. We want to keep life simple and be free to relocate again in the future, should the opportunity arise.

The goals for our future are the same as always. Keep life simple and focus on what’s important. We are excited for this new chapter in our lives, and we’re looking forward to getting settled!

I'm looking forward to a real file cabinet, not a box.

 

 

 

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August 8th, 2011 by Amanda Jayne

Monday Mix 8/8/2011

Happy Monday! Due to the road construction that is literally on my doorstep, we’re having an inside day. Very low key after a busy week! Here’s a few posts that I enjoyed this week. And as for Simplify To Save, the next few days will bring a post about scrapbooking, an update on our moving/downsizing situation, and-hopefully-a little post about our planned bathroom redo. Stick around!

 

 

Battling the Urge to “Keep Up With The Joneses”

One comment on this post mentions how we don’t realize how much our stuff weighs us down until we get rid of it. I had a yard sale last week and it’s unbelievable how much lighter I felt on Saturday afternoon-cash in your pocket is a lot lighter than clutter in your house!

Five Awesome Ways to Grow as a Blogger

I still feel pretty new at this blogging thing, even though I’ve been doing it almost a year now. Mom Writes is a really good blog and I’ve been enjoying it! This article had a lot of good points and I find myself rereading it. I’m looking forward to the rest of the series!

The Blog Standard & The Whole Picture

Very good article! It’s easy when you’re reading other blogs (not this one, obviously…no perfection here) to get caught up in the idea that these people practice everything they preach and have the perfect life. The reality is quite different.

Ten Reasons to Escape Excessive Consumerism

I love the Becoming Minimalist blog! Joshua and his family offer such a balanced view of simplifying and minimalism, something that families with kids can really appreciate.

 

Also, am I the only person who uses Safari and just discovered the reading list feature? In. Love.

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August 6th, 2011 by Amanda Jayne

10 Tips For Having A Successful Yard Sale

It’s summer, which means yard sale season! I love the thrill of the chase, planning out my strategy, getting up early, bargaining for the lowest price. Perhaps that’s why I have such an excess of stuff in my life right now. Since we are considering moving, we’ve had to drastically pare down our belongings, and having a sale is a good way to turn extra stuff into cold hard cash. This past weekend we had our second yard sale of the summer, and hopefully our last for a long time. I’m working hard to make sure we never have this many extra belongings ever again. From my vast yard saling history (yes, saling, not sailing, don’t get confused) I’ve come up with a list of 10 tips for having a great yard sale-combining my experience in being both the shopper and the seller.

 

  • Be prepared

When you give a yard sale, there are a lot of things to consider and prepare. Make sure you are organized and ready for the day of the sale. Prepare as much as you can beforehand-if you have a garage and you can set up ahead of time, do it! Don’t wait until the last minute to be pulling things out of your house, and don’t think that you will have enough time the day of. You never will!

Plan ahead not only for your sale but for your family. Make sure you have snacks for your neglected loved ones, as you’ll be busy all day. Make sure that your schedule is clear and you can devote all your time to your sale.

Get change! Make sure you have enough small bills and coins to make change for the first sales of the day.

And remember to be ready for the flashlight people-the ones that come so early, you’ll swear they were waiting all night at the end of your driveway!

  • Advertise

People can’t buy if they don’t know where to go! This is the single thing that can make or break your sale. Look into the different options for advertising, and utilize as many as possible.

The local newspaper usually has a spot for ads, and may also offer a complimentary yard sale kit with price stickers and signs. Put up ads around town. Look into the online options as well-my community has several online groups and social sites devoted to advertising sales.

Network with other families and sales. If you notice that your neighbor is also having a sale, ask if they will direct people to your sale in exchange for you sending people there. Check to see if your town has a designated yard sale day that you can participate in. Plan to have a sale on the same day as your neighbor. Anything you can do to let more people know is a good thing!

Finally, put up signs with big arrows pointing toward your house. Some yard sale aficionados don’t look for ads, they merely drive around until they see a sign. Make your signs large and clear, and place them in highly trafficked areas. Include the dates and address in clear lettering, and make sure to remove the signs when the sale is over.

  • Have a good location

Sorry to tell you, but if you live in the middle of nowhere it doesn’t matter how much you advertise. People just don’t like to drive to the boondocks to buy your used bowling ball, so you have to take it to them. Do you have a friend who is willing to let you set up shop in their yard? Could you participate in a community sale? Look for ways to get your stuff to the people.

Once you have your location, dress it nicely. Put big ticket items out front, and create a little section of “man stuff” that is visible from the road. Make your sale look bright, cheerful, and inviting. Place a variety of items close to the road where they can be sighted during drive bys. And if all else fails, wave cheerily and call out a greeting as people creep by checking out your sale. Guilting buyers into parking and getting out of their cars is not a bad thing.

  • Choose your time wisely

Do a little research before you decide on the time of your sale. Ask friends who have had successful sales, and consider when you see most sales happening. When I was growing up, my mom always had her sales on Saturday morning and Sunday afternoon. Good for that time and place, but in my current location, Friday afternoon is the hot time. People love sales that run into the evening on Fridays, and aren’t so excited to visit on Saturday morning.

Make sure you choose a good date, as well. Will there be construction, a major event, or other impediment for people coming to your sale? Are they predicting rain for the weekend of your choice? If so, you better pick another day.

  • Get help

You can’t do this alone! Well, you could, but it’s way more fun with company. From the setting up to the adding up to the tearing down, yard sales are better with company. Having a wingman will ensure that you always have another person around if you need to run inside for a minute, and they can help you watch over the cash and items. It’s an unfortunate fact that theft does happen at sales, and it’s always good to have someone to back you up.

  • Price your items right

Remember that you want to get rid of these items! You may have paid $100 for that set of dishes, but the hard truth is that it’s not worth that much at a sale. It hurts but you need to make sure you are pricing items appropriately to get folks to buy them.

It’s very important to price your items ahead of time. You will not have time to do it the day of the sale!  Having items that are unpriced is a sure way to get less money out of your stuff. Some shoppers will ignore unpriced items-they don’t want to bother tracking you down and asking you. Others will use your disorganization to their advantage and try get items for less than they are worth, either by catching you in a busy moment or grabbing a large amount of items and offering a low price, hoping you won’t realize what they have. Save time and frustration by pricing each item or writing up a large sign with a master price list.

  • Bring your game face

Seriously, are you ready? Yard sale shoppers can smell a timid seller from two streets away, and they will try to bully you into letting them set the prices. Be ready and willing to bargain, and know what price you will stand firm on. You are going to be selling your stuff, but it does have some value. Don’t just give things away-unless you just have garbage, and if that’s the case, why are you having a sale?

  • Think outside the box

Some people think that certain things just can’t be sold at a sale, and that’s just not true. At my last sale I advertised home office supplies-I had people showing up hours early asking for specific notebooks and folders. Look carefully at your belongings and pick out some things you may not initially think of. Plants, extra scrapbooking supplies, even cleaning products are all big sellers.

  • Be organized

Nothing turns people off more than driving up to a sale and seeing that the owners have merely set out boxes of stuff for you to sort through. Think of your sale as being a real store and set it up accordingly. Group items by type and size, and use down time to refold clothing and organize other items. Make things look appealing and they will invite your buyers to shop, not scare them off.

  • Have enough stuff

Okay, I know I said in the last point that nothing turns people off more than disorganization, but I’m taking that back. What really bothers buyers is when there is nothing. To. Buy. They have come to your house expecting a sale, and they want things to purchase. If all you have is a card table half full of clothes and an end table, a sale you do not have. Find a couple friends and get enough stuff together. Make sure you have enough to encourage people to get out of their cars and onto your property. Big ticket items, such as furniture, are not necessary but are strongly encouraged.

What tips do you have? Are you an avid yard sale shopper, or are you never out bargaining at 7am? Share in the comments!

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